” the existence of a public pension system can crowd out private savings for old age as well as fertility.”

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Victor Boggio(@gimmeabreakman)がシェアした投稿

・・・・いいんじゃない？

 

サブスクリプションが最も多いYoutubeチャンネル

1位はUSのスタンド動画のMrBeast
今確認したらチャンネル登録者数は2.92億になっている

2位はインドの音楽情報番組T-Series pic.twitter.com/jMfRvjJXpZ

— Spica (@CasseCool) June 29, 2024

これか？

   

 へええ。

カレーを食べて味が弱いなと思ったら犯人は塩です。スパイスではないです。

— Spica (@CasseCool) June 29, 2024

へええ。

   

 Meeting Japan’s World War II orphans born to US soldiers and Japanese mothers • FRANCE 24 English

サンダーズホームの話

0:31

many had relationships with Japanese

0:33

women rapes also committed

ハーフに対する偏見、虐め、差別についてはその通りだろうが、占領軍の無責任なアメリカ人父親についてはおとがめなしか？　

西洋人同士のかばい合いだろうな

5:47

Mom was Mickey Sawada the home's director

and a source of love and comfort at a

traumatic time in their young lives

Sawada came from a wealthy　family and was the granddaughter of the　founder of the１ｃonglomerate　Mitsubishi she dedicated her life to

these ostracized children securing　funding and support from around the　world 

日本人でもハーフたちの見かたになってくれるママちゃまいてよかった。 

  

 高橋氏が話していたのはこれだな。

   

ドイツの年金生活者の5人に1人は相対的貧困（平均所得の６０％以下）状態

保母さんだっが自己で失業して所得低下して現在に至る。

 Her 800-euro pension is just enough to cover her rent and regular bills. To buy food, she works as a private child-carer for families. 

  ８００ユーロ ＝137997円

800ユーロで家賃や光熱費を払っているが、食費のために子守をして稼いでいる、と。

企業の社長　以前は羽振りがよかったが倒産して転落

 If you are self-employed in Germany, you don't have to pay into the public pension fund. Retirement schemes are voluntary and private. That’s why many people end up like Ulli - they pay too little or nothing at all into a pension fund and end up in old-age poverty.

 ドイツでは個人事業主は年金を支払わなくていいので老後は厳しいものになった、と。

働いていたが父親の介護を初めて仕事をやめた女性

In Gisela's case, neither self-employment nor an accident were the reason for her money problems. Today, she lives in poverty because she cared for her father for eleven years. 

For female carers, it is even one in four. They use their time for caring, reduce their working hours, earn less and therefore receive a smaller pension. The small pension you get is not enough to live on later in life, which ultimately leads to old-age poverty for carers

親の介護で仕事をやめたので年金は少ない。

She has 600 euros to live on after rent and bills. That's the minimum you need to live on here

600ユーロ＝103,419円

家賃や光熱費を払うと残りは６００ユーロ・・・かろうじて生きていける額である、と。

制度や物価が違うので単純な比較はできないが、日本の場合国民年金の平均が５－６万　厚生年金が14-５万女性の厚生年金の平均が10万ちょっとだから、日本よりもまし、というか、日本の平均はドイツの貧困年金者層と重なるかも？

 

良し悪し別にこれ自体は事実でしょ
　　　↓
社会保障を充実させたら出生率が下がる https://t.co/FEnmsOS0ck

— Spica (@CasseCool) June 29, 2024

Poor Economics　かなにかで、なんで貧困国なのに子供いっぱい産むのか、という理由としてたくさん産めばそのなかで子供が生き残る確率もふえ、子供がおおければ養ってもらえる確率も増えるからだ、みたいなことがあったような・・・・

European Central Bank Pensions and fertility　ｐｄｆ 

 Abstract

Fertility has long been declining in industrialised countries and the existence of public pension systems is considered as one of the causes. This paper provides detailed evidence based on historical data on the mechanism by which a public pension system depresses fertility. Our theoretical framework highlights that the effect of a public pension system on fertility works via the impact of contributions in such a system on disposable income as well as via the impact on future disposable income that is related to the internal rate of return of the pension system. Drawing on a unique historical data set which allows us to measure these variables at a jurisdictional level for a time when comprehensive social security was introduced, we estimate the effects predicted by the model. We find that beyond the traditional determinants of the first demographic transition, a lower internal rate of return of the pension system is associated with a higher birth rate. This result is robust to including the traditional determinants of the first demographic transition as controls as well as to other policy changes at the time.

年金と 多産性には否定的相関あり、と。

じゃあ、今の子供達がジジババになる頃には年金制度は廃止ということでどうだ？

しかし、年金制度が充実していない日本で少子化が他の先進国よりひどい理由をうまく説明できていないような。

 

 【親亡き後の子どもの生活が心配】重度知的障害で強度行動障害の息子を支える親の終活に密着【newsおかえり特集】 

　 本人や家族のためにも、障害者・要介助者の入所施設を増設すべき

   

 マイメロママの名言グッズが発売中止・フェミさんがサンリオのマイメロを糾弾 名言５選 ニュース ツイフェミ 5選 総統

「傷ついた心の絆創膏は新しい恋よ」

ｗｗ

 

サイコパスも少し飽きてきたが、

0:35

A leading expert on psychopathy, Robert Hare, estimates that 1% of people are psychopaths;

while the clinical psychologist Martha Stout suggests this figure is closer to 4%.

Studies indicate that psychopaths are over-represented in the corporate executive world and in politics.

2:32

The reason most of us refrain from routinely exploiting and harming others is because we

possess a conscience.We empathize with the suffering of others, and if we make another suffer, we feel guilt.

Psychopaths have no conscience, and they lack the ability to feel empathy and guilt.

In fact, a psychopath does not feel love, friendship, or any emotional connection to

anyone at all.

4:03

the internal life of the psychopath is driven by the pleasure-principle and the need for

continual excitement.Many psychopaths are alcoholics, addicted to drugs or sex, and engage in highly risky　behaviors.But the most seductive stimulant for a psychopath is power.

8:20

Luckily, there are cracks in the psychopath’s mask of sanity.One of these cracks is a pathologically inflated sense of self-importance, which psychopaths　find impossible to hide.

企業の役員や政治家にサイコパスが多い、というのも面白い。

なるほど、良心がない、ということは超自我が機能しておらず快感原則に支配されるわけか ・・・普通の人の仮面をかぶるのがめちゃうまいが、しかし、尊大な自我を隠し通すことができずにばれてしまうのだ、と。

 

 【現実】｢また悪いことしてしまう･･･｣犯罪繰り返す障害者を支えた25日間　逮捕ですべてを失い、たどり着いた先に

･･･ まさに聖人だな。 日本にはまだまだ凄いひとがいるもんだ。